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Working Holiday Visa Canada: everything you need to know about life there to get organized

Home » Countries » Working Holiday Visa Canada » Working Holiday Visa Canada: Living and Traveling in Canada
Once you arrive in Canada with your Working Holiday Visa, several steps will need to be taken to ensure a smooth transition. From SIM cards and banking to driver's licenses and healthcare, this page will help you easily organize your arrival so you can enjoy your Working Holiday adventure in the best possible conditions.

How to prepare for your arrival in Canada?

Phone plan

📱 Having a Canadian number is essential for looking for a job, contacting a landlord or receiving security codes (bank, social security number…).

💡 Recommended operators for Working Holiday Visa holders :

  • Fido , Koodo and Virgin Mobile : good value for money, no contract period

  • Public Mobile or Lucky Mobile : low-cost prepaid

  • Expect to pay around 30 to 50 CAD per month for a plan with 5 to 10 GB

🔹 VVT Tip : You can buy your SIM card at the airport or in any shopping center. However, our job assistance team can help you choose a suitable plan upon arrival – if your phone allows it, you can opt for an eSIM temporarily.

Driving license

🚗 You can drive in Canada with:

  • A valid Belgian driver's license

  • Accompanied by an international driving permit (to be applied for in Belgium BEFORE your departure)

📍 In some provinces (e.g., Quebec), after 90 days , you will either have to:

  • Request an official translation

  • Or exchange your license for a Canadian license (possible in Quebec)

💬 Warning: rules vary by province.

🔹 VVT Service : our job assistance explains province by province what you need to do to stay legal if you drive.

Bank account

💳 Opening a Canadian bank account is essential for:

  • Receive your salary

  • Pay without fees

  • Obtain a local debit card

🏦 Popular banks:

  • Desjardins , BMO , RBC , TD Canada Trust

💡 Many offer no-fee deals for newcomers.

🔹 VVT Service : Our job assistance team helps you open your account online or in person, and choose a bank based on the city where you're settling. You can use the job assistance contact information, which will be helpful for your request.

Social Security Number:

🔐 A Social Security number is required for:

  • Working legally

  • To be paid

  • File your taxes

📍 You apply for it at a Service Canada office, with your passport and your letter of introduction.

⏱️ Fast delivery (usually within the day).

🔹 VVT Service : our job assistance team supports you in this process

Local transport:

🚆 A local transport card is essential from the very first days.

💳 2025 Subscription Prices:

  • Montreal (STM) : 100 CAD/month

  • Toronto (all taxes included) : 162 CAD/month

  • Vancouver (Translink) : CAD 105 to 190 depending on the zone

🔹 VVT Service : our job assistance team supports you in this process

Health and insurance

🩺 Health insurance is mandatory for the entire duration of your stay in Canada . You must purchase it before your departure .

💡 Important : Canadian authorities will stamp your passport upon arrival based on the duration of your insurance policy . If you present a 6-month insurance policy, your Working Holiday Visa may be limited to 6 months , even if the visa is valid for 12 months.

🔹 Our insurance recommendation, specially designed for Working Holiday Visa holders: see here .

Are you heading to Canada soon? VisaVacancesTravail.be supports you before, during, and after your departure to ensure a successful experience. For everything you need to know about the application process, cities, budget, and tips, check out our Working Holiday Visa page for Canada .

Learning English, a culture similar to our own and therefore rapid integration, job opportunities (as the country is looking for new immigrants)... The fact that the number of available Working Holiday Visa spots in Canada is reached every year is no coincidence! It represents a year of travel and discovery, and for some, even the prospect of settling there longer-term (the country is looking for new immigrants). However, it's essential to prepare thoroughly before entering the second largest country in the world, covering 9,984,670 km².

Within Canada, the provinces enjoy considerable autonomy, so many aspects vary from one city to another. In the following three sections, you'll find practical information to help you prepare for living in Canada: cost of living, transportation, and accommodation. These are three of the main concerns for Working Holiday Visa holders once they arrive in the Land of the Great White North.
green and white van

Transportation

In Canada, major cities are generally well-served by public transportation. The most popular mode of transport remains the bus. Each city then differentiates itself with its own system of subways, trams, or ferries, depending on its specific characteristics.
More information
brown and red house near trees

ACCOMMODATION

There is a wide range of accommodation options in Canada. You simply need to choose based on your needs, preferences, budget, and the length of your stay in the chosen city. Keep in mind, however, that accommodation is generally quite expensive.
More information
photography of person holding glass bottles during sunset

cost of living

Given the country's vast size, the cost of living varies considerably from city to city. The most expensive destinations in Canada are, in order: Vancouver, Toronto, Montreal, and Calgary. But don't worry, they all remain affordable for those on a Working Holiday Visa.
More information

All our destinations

Cities marked with an asterisk (*) are eligible for Job Assistance

Cities marked with an asterisk (*) are eligible for Job Assistance

Cities marked with an asterisk (*) are eligible for Job Assistance

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